I opened an account with  N26 a few…
I opened an account with  N26 a few years ago and it used to work well until then.

I even referred some friends and family to open an account because the bank worked very well.

Well, based on the regular and positive experience I had previously, for some guarantees and for being a person who travels a lot, I chose to upgrade to a version that the N26 offers by paying a monthly fee of 9.90 euros per month (Business You) and supposedly it would have Allianz insurance coverage and several other coverages and other services. For me this would be very interesting, if it worked properly, but unfortunately it doesn't work at all!

Going straight to the point and being very objective, I paid this monthly fee assiduously for practically a year and a half, while I didn't need any sort of coverage or any kind of services offered by the N26, believe it or not, at the moment when I needed it most, in the middle of the pandemic situation (covid 19) there was no coverage at all. I tried to contact the Allianz insurance from N26 that I was supposed to  be covered, and I had no positive return/results. It Was denied actually. I then tried to contest/dispute the charges with the support of the N26 team, it was also denied and I noticed that the N26 support team made no effort to help me with that completely unpleasant situation.

To sum it all up, I paid for 1 year and a half and I had no support AT ALL, I never took any advantage, I never used any service and no money was returned to me and never will be refunded. The clarifications that the N26 provided me were completely vague and frivolous.

Instead of overriding errors and omissions, the N26 support team always always and relentlessly trying to find a bunch of excuses or trying to transfer responsibility to third parties. I could not expect absolutely nothing different than that bad professional attitude. I could not expect nothing different than that sort of people and companies completely without character!

I do not recommend for anyone to become a member!

Never more and no further!