Do not join this bank
I had so many bad experiences with them, I am their clients for almost 3 years, but I will report two absurdities: 

- There was 2 transactions made in india (I live in Germany) it was obviously fraud and and I was told it was me, and I suffered the loss by their bad fraud systems. 

- Their premium/black "card" was made in a poor quality material and charge 45 euros from me, the material was so bad and not even a year of use the card state was so bad that I was embarassed of using it, when I tried to request a new one they wanted to charge me 45 euros.

How they dare to charge 45 euros for that piece of garbage? below as photos of even being unglued some parts. Just put the link together and you will see it

imgur.com/ gallery/ 2IBzIut