Good and effective Service
Good and effective Service, fast and reliable, and actually the chatbot to a human worked fantastically well - and kudos to the gentleman Mr. Konstantin from Customer Service who knew what I was worried and talked about and closed my issues and questions very quickly. I think for a digital bank, it is fantastic. 

Now what I miss - the functionality where I can get a bank statement with customised dates in a pdf format, maybe for last 30 days or 60 days or 90 days or maybe for some specific payments or credits. This would be good