Was nervous, ...am happy.  All is Well
I have sent two large transfers and they have been perfect.  I like using the site because I see what the transfer will cost.  I asked that the funds come out of my local bank via ACH.  Wise is now more comfortable to use than my home bank or credit union.

The credit union would add points to the exchange rate and the bank simply was not accustomed to International Transfers.

I am in fact, saving hundreds and managing the whole transaction from my desktop rather than going to the bank(s) in person. It was, for me, hard to acclimate to the WISE website at first, but I understand it now.