YOUR MONEY IS NOT SAFE
Wise have been holding €10,000 of mine for more than 5 weeks now. 
They refuse to provide documentation as to why its being held and to where my funds are.
Their only reply (about once a week) is, the case is with the team.
Their robotic replies to reviews on here are ridiculous and have no relevance to why my funds are being held. 

YOUR MONEY IS NOT SAFE WITH WISE. 

Ignore all the positive reviews, which they pay for or incentivise people to leave.