DONT DO IT..
The look of the debit card is the only pro about this company.  

Their first con is that they do not have mobile check cashing.  They have no way for you to get money onto the card other than through direct deposit.  This is a big problem.

Their second issue is their lacking compatibility with so many other banks and early payday apps like Earnin.  You cannot find them anywhere.  While they use Plaid for incoming external bank transfers, you are not able to use Plaid to transfer money out.  

With that said, their entire goal is to keep your money in the account, and make it nearly impossible to transfer it elsewhere.  No American bank does this. But this isn't an American bank, its German.  Which is another reason to be weary.  How they are lawfully able to operate here is beyond me.

And lastly, their card rarely works in the real world.  I have had so many issues paying at stores with reader and chip errors galore.  I just don't know about this account anymore.  I'm slowly moving everything from N26 over to Oxygen.