Good value for money and big potential
N26 has great potential to develop further in terms of offering more as well as in terms of quality, because the concept is sound and foundation good. 
Basic, low cost and no-nonsense operation. 

The only thing missing, compared to the competition is instant top-up from another card. 
In all other areas, the look and feel is they are the most competent and all-in-one product on the market in theri compeititive area.