A horrific disaster
A horrific disaster, I strongly suggest and reccommend going elsewhere, I have never seen so much amateurism in banking before, they really took everything to another level....

1. The delivery is terrible process that has not succeeded twice in  row. 
2. I have had the impression they trey and do everything to just get that little bit out of you financial wise. 
3. Simple problems need the world from your part to solve. 
4. Technical issues and restrictions are of such nature that it discourages you to even want to solve them. 

Run away there are  better options on the market I'm guessing. 
What a tremendous dissapointment...