Terrible Bank
Pros: Easy to open. Customer service answers quickly.

Cons: Can't use debit card to send money through venmo, cash app, pay pal. You can only send money to other N26 customers. 

Don't put your pin number or any other info in wrong more than twice or you will be locked out of your account and the useless customer service people or fraud department can't unlock your account. You just have to sit for 24 hours with your money locked in an account and you can do nothing with it.