Very simple way to open a non-resident account in Spain
I needed a Spanish bank account for non-residents with a Spanish IBAN. I had had very poor experiences with some other Spanish banks, being charged commissions for so-called free accounts and having to write official complaints on an annual basis in order to recover those charges. I arrived in Spain on Thursday, accessed the N.26 website entered the relevant details using my Spanish address for the location of the account and my UK passport and NI number etc as my identification. I then downloaded and used the N.26 app to take ID photos of my passport and my face. The process was simple and I received confirmation that my account was active within minutes. I requested normal delivery for my debit card which took 4 business days to arrive. I was a little concerned when I then withdrew some cash from a local DeutchBank ATM which advised that a commission of €2.90 would be applied however I withdrew the cash and the commission was not deducted. All in all the simplest bank opening experience ever. Many banks could learn from this.