SCAM ALERT!! ~ NIGHTMARE ~
SCAM ALERT!!! ~ NIGHTMARE ~
I mentioned to them that I would post an unfavorable review due to their lack of professionalism.

** To start with, N26 promotes to be offering a prime world-class card service, and it's not even close. A prime world-class bank company should offer a 24 hours of customer service, for their nowadays WORLD-TRAVELER customers, shouldn't they? Not to mention that we talk about financial services for travelers. Well, not in this case, in spite of the monthly fee charges, N26 people will only work during German office hours (God knows what those hours are!) and only are to be contacted by email or by social platform chats, such as LinkedIn or this one!. There's no phone number where to call. The chat room of their app is never answered. Email replays take weeks or sometimes even months. 
That's enough to know of someone in whom you trust your money, or financial assistance when traveling abroad.

** N26 people will let you open an account and rush-deliver your selected brand-new card, EVEN WHEN they aware that you intend to use it for services THAT THEY DON'T OFFER.

** N26 won't tell you crystal clear that they don't offer regular bank card services, even though they claim to offer a prime world-class card service. So, you'll only know after signing a contract.

** N26 won't tell you crystal clear that they only offer insurance services FOR TRAVELING purposes, and ONLY for selected countries in the world. Or they have it written in a super small letter and hard to decipher it, even though it is a fundamental clause of their policy.

** After you open an account with N26, you WON'T BE ALLOWED to close it at need (in my case, due to it'll be unuseful to me because I travel for work). So, you'll be forced to pay the maintenance fee for an entire year, until the contract year is due. Be sure that world-class financial services will let you close your account at any given time with no additional fees. Because they don't live up on that. N26 does.

 **In this case, N26 won't either allow you to downgrade to the free membership card (transparent) once you signed for a higher membership. Be sure that world-class black card services have NO problem accommodating your membership to your needs. 

** Be sure that N26 people will give you a terribly hard time closing your account with uncountable justifications, after the year contract is due, while they'll keep deducting the monthly maintenance fee. N26 people won't answer your emails and/or pretend that they'are unaware of your correspondence when they do answer. Although, be prepared to explain many times in different ways the same thing in many emails because it apparently always replies to you a different signing person.

** Finally, after many months of negotiations where you'll be asked to send additional documentation, you'll get notified by email about the closure of your account. In a world-class financial service, this simple fact would mean the end and final say of membership, but it will not mean the same for the N26 people. It means that you'll now receive further uncomfortable correspondence with inaccurate information about the status of your account and that of course, you now own them some money because either such account never REALLY close, or they're not aware that they formally closed it before.
This means, that even though your account was formally closed, they'll still contact you with inaccurate information, for years later.

*** So why contracting any service with N26? Please research more if you think doing it.