Thieves and pathetic service
The positive reviews on this site are obviously fake. When opinions are strongly divided between 5 and 1 stars there is an issue. I experienced the horror of having to deal with N26 personally and how poorly it is ran.  Do not trust your financial resources with this startup. It will only result in loss. In May I opened an account. 2 months later, no cards were received at my residential address which was correctly provided. I contacted support to send the card again. 1 month later: no progress. They offer to send the card express without any cost. Next, they decide to debit my account in full for the shipping (€30). I have various conversations with support again and 3 weeks later they return €25. Besides all of the wasted time and energy, having no proper access to banking they steal money from their customers. Save yourself the misery and open an account with an established bank. This company is being ran from a kindergarten and the service you extensively pay for is not provided.