My first choice! (low fees /transparent and quick service)
(TransferWise) Wise was working very well when I needed to send money from Switzerland to Indonesia (a bank transfer was either not possible or expensive!)

The new Wise-CARD is working very well. I use my other credit/debit cards only if needed (if I don't want to wait loading additional debit).
I appreciate the lower fees and/or the immediate booking statement on my phone.