If I could give the a zero
If I could give the a zero, I would. Their customer service is crap; all they do is cut and paste their responses. They trick you into expediting your card, and then you have to jump through so many hoops to actually open your account. I refused to jump through the hoops and offered to pay the expedited fee to them directly. I never fully opened my account and they sent me to a collection agency over the unpaid expedition fee!!! Consider yourself warned! This is a terrible company.