Good but could be much better
The onboarding is easy as can be and the app works great. The problems start when you want to pay somewhere. I'm from Belgium and many shops and major retailers don't accept MasterCard, the same is true for Germany and The Netherlands. The discounts are nice, I've used the ones for Lime scooters and Booking.com.

@N26 Thanks for the response but the Maestro card is not available in Belgium so its no use for me.