One of the best if not the best modern…
One of the best if not the best modern banking account! I use it since the beginning of the service and I am very satisfied. 
My only concern and area for improvement for the account is the protection in case of of internet fraud when buying online. Since the provided card is a debit card and not a credit card, I am not so sure how easy will be to get my money back in such a case. I am expecting n26 to apply protective measures into that direction.