N26 is not a reliable bank...Long term
They have been closing people's account of recent, mine included, with no reason provided. Even when you reach out to their customer service, they won't provide any reason.

If you mind your bank closing your account anytime they want while you start looking for new bank and transferring all your information all over, please get a lasting bank, definitely not N26.

Not a reliable bank long term.

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In response to N26 reply...

There is no harm in carrying out compliance check, however, if you have found something wrong with a customer's account, I think you should be able mention the issue, if not, you can be accused of discriminating with interest in shutting down free accounts (word on the street says this is the plan).

If you send a mail to a customer saying their account violated EU regulation without actually mentioning what the violation was, how can the client defend whether or not you are right?

A normal bank will flag your account and ask questions as to what happened, at least you know why your account is being cancelled.

How do I know if I am guilty of what you are accusing me of, if I don't know what exactly it is.

I messaged the the customer service and they were like they don't know the reason for the cancellation as well and there is no one they can ask. Shouldn't the compliance team be involved?

Transparency is needed.