Awful
Awful, awful, awful....

I opened an account, and the debit card arrived. Looked cool.  I searched in their app where I could use an ATM, and went to the closest one to my home.  I tried using it three times and COULD NOT get money out.  Texted customer support, and they said "oh you tried to take too much money out."  Really?  I was taking out $40.  Give me a break.  So then I just had it, as I was already suspicious you could not transfer money out via ACH.  They take your money, but tough to get it out.  I asked to cancel the account.  "Oh, it takes ten days." Really?  Walk into BofA, HSBC, Wells Fargo and when you walk out, the account is closed. Well, here we are over a month, and they still HAVE NOT closed the account.  I think this is a scam.  I got my money out via my company, as I just charged on the debit card what was in my account, but this is NOT the way to do business.  OVER A MONTH...and still the account lives.  I would suggest SIMPLE, REVOLUT, GREEN DOT....but NOT N26.  BEWARE.