I’ve done lots of french banks...
I’ve done lots of french banks.... they always managed in some way to eat 10% of my salary. Very dishonest banks and people. 
I’ve now been with N26 since 2018. I get to use 100% of my salary. No fees whatsoever, or very little so! No overdraft, nobody can debit my card without my permission because I block my card for online payments unless I want to pay at some point. Thank you! Keep up the good job!