Happy so far!
Using N26 for about a week or so now. I had a question and it was answered very quickly so was happy. The transfers are SUPER quick so that’s awesome. I’m an upgraded member and still waiting for my card so can’t comment on that yet :) 
I love the feature of being able to have multiple saving spaces. 
I think I will use this card to transfer money in and to use for small purchases to begin with such as on eBay and in my local shops and see how that goes. Then if all goes well, I plan to use N26 for savings as my current main bank account doesn’t offer savings accounts yet. All in all, so far, I’m happy. :)