8000 minutes to set up. Would actually be easier to set up in a bank
8 minutes to set up. What a false claim. Let's go with the average first time and not an absurd time based on what is most likely a second or third run. 
Wouldn't accept my id on 3 occasions. 
Then I tried to call for a video call as advised.
First call hung up because it won't allow blue tooth headphones. 
Second time I got through but she immediately and quite unfriendly said I had to get out of my car to make the call for "security'.
I done this on my lunch and the van is the quietest place for me. She came across so abrupt, no hello or explanation. 
If the service is this poor before they have any of my money I can only imagine how bad it'll get if they had my money. 
Could be a great product, but poorly executed. 
A Michelin star meal, served on a bin lid.

#update 1.  I called again.  The operator only speaks German and asked me to call again.  Almost a week later.
Guess what,  I didn't love another failed attempt.

#update 2. Called again, this time just a black screen, no operator.  When the call hung up, the app started to refresh itself and 30 minutes later is still refreshing. THE FUTURE! Don't worry N26. I like the challenge now and will continue until my account is set up to see how long it takes. Then I'll see how long it takes to delete . I've actually joined revolut since.  It's very good.