N26 is the bank of my trust but has some issues.
N26 is the bank of my trust. But I don't know whether that is good or not. As a Cyber Security Consultant I am aware of the attack methods and dangers of storing your money in a pure online bank. Nevertheless, in other banks, too, the money is now lying on some kind of server. 

The reason for my mediocre rating is customer service. My account was blocked two years ago in the middle of a vacation because the algorithm discovered "anomalies". Unfortunately, I was only contacted after 72 hours, which is just unfortunate. For me and the bank. That caused an enormous loss of trust. Moreover, in such cases a callback service cannot be reached directly, you first have to wait so long in the chat and then you can request a callback when you have really explained what it is all about. Small support cases are handled well via chat.

I like N26 and also recruit friends for this bank, because MoneyBeam alone has enormous advantages. Also the possibility to withdraw money for free everywhere is just great. Nevertheless, the bank still has a long way to go if it wants to win the trust of many new customers.