You will loose your money!!!
its a joke of a bank. Think some rich kids are having a laugh.. 
they have done the app well. but that about it.

poor customer service
poor response time
poor checks / actions 

Having locked my account for over 2 months after chasing them for weeks I get an email ( a very generic email) asking for bank statement from where the payment was made from and statement of people I paid. 

Now I don't have to a genius to figure out I cant get other peoples bank statements so god knows what they are thinking.

the customer service don't seem to have a clue to most answers they say someone will email you. 

I wouldn't use this bank again just trying to get my money out for the last 3 months.