Wise has been helping me a lot…
Wise has been helping me a lot transferring my money and spending it wisely. However, there are some points to be improved. First, there's a big gap in fees depending on the currency you need. Second, it should be easier/more transparent to choose between Wire and ACH transfers and loading money to the Wise account. Last but not least, we could be able to choose which balance to use when paying with the Wise card in a currency you don't own at that time.