Five stars
Five stars. So far I am satisfied with all bits and pieces of offered service. Even customer support is responsive and somewhat skilled.
Reason for four stars - I am a user in unsupported country and currently no Apple Pay is available. In a way it’s logical. But from my point of view - if I can still use the service and support is cut for new customers only, I would want to see full set of features. Knowing the reason for cut support of main service, Apple Pay availability should not change a thing.