They have let us down badly
This paragon (according to other reviewers) is not as great as many would have us believe.

My son, who is disabled, has had his card summarily without being warned that this was about to happen.  He has now been left with no access to money with which to buy medication or food.  Wise are aware that he is unable to do even the most basic shopping.  He has not eaten for four days because he lacks the means to obtain food.

Appeals to Wise have fallen on deaf ears.

 Be very careful about relying on Wise as your main (or only) source of funds.  They simply cannot be relied on.