I  have had positive experience using…
I  have had positive experience using N26 basic account. It is fully managed by me. It is fast to move money into and out of. There are plenty of safety features. The App sends notification text messages for all activities within the account. I have the option to block cash withdraws, online and international purchases. 

Even though it's a basic account the card is contactless. 

When I've needed help I've used the online chat, which has been fairly responsive even at nights and early hours of the money.  

I gave 4 stars because it takes time to get used to the account.