I've been using N26 for 3 years now
I've been using N26 for 3 years now. Very easy to setup, very easy and intuitive app. No unnecessary bells and whistles. It's worked miracles in simplifying simple money transfers. Adding new benificiaries takes seconds. Confirming wire transfers is lightning fast and recipient receives in a very timely manner. Acquiring the card was a bit painful -- need to be persistent on contacting support to send to the right address. Activation of the card is delightfully simple and the card management is very effective.