I have been using N26 for several…
I have been using N26 for several years, from an early onset when the app first appeared. I was at first, and for quite some time, satisfied with their services.

They have, however, changed a lot since then. Firstly, client service disappeared and it is now not possible to talk to any assitant - a service now sold in their "Metal" package!

The App shows weaknesses when it comes to synchronising and transactions, on many occasions, remain 'hung' or pending in the app, practically 'freezing' funds for a minimum of 1 week. (The app's livechat support asked me to wait this long).

International transactions now have to be done from Transferwise from a computer... not much of a tech feat...