I'm sure that N26 is definitely better…
I'm sure that N26 is definitely better than any other competitor I've used ever. 
I can feel they are really caring about their customers and trying to know customers' needs.
User interface and response time for the app are always satisfying me whenever I use it.
Only when you change your device and should get the app again in the new device, a little time-consuming process is required, which is mandatory to contact a helper via live chat.
That's only one tedious job there.