BEWARE N26......
Had been on the waitlist in the USA to open this account ...n26 sent me an invitation to open an account in July of 2019 I was excited about the opportunity however once I provided all of my personal data including social security number .home address Etc.. n26 said they cannot open the account at this time please call an 800 number.

I can easily open any account in the USA with any brokerage account or any bank account this never should have happened I actually felt scammed by n26 I called them several times waited on line for over an hour I gave up and called a couple of weeks later.... I got a representative who clearly lacked any empathy or customer service professionalism and couldn't care less about my problem they were more than happy to close out the account which is ironic since I was never offered an account .  ..my real issue is they now have access to all of my personal information and I am not a client.

For those of you in the USA you are much better off with a Schwab Bank account it gives you free ATM access worldwide for free..... 

BEWARE OF N26