This is what happens
This is what happens.  All of a Sudden you get a message without any advanced notice that your account will close, the law requires 2 months in my case 10 days. you keep send them email and ask them for opening the account for 1 day so I can transfer (Pairing Issue).  no one responds to you.  these people are fraud and embezzlers.
This will happen randomly to you. Go on and work with your brick and mortar bank,  you are safe there.
Does any one knows what happens to your money when their artificial time comes and they cancel the account?