Very good
Decided to take a chance opening an account, didn’t know what to expect.   It is so easy to use, security is excellent.  Any misuse of my card and I would know immediately and be able to freeze the card.   I get notifications on my phone as the transaction goes through.  The ability to confirm a purchase in the app     All round very pleased.      Only issue is that some ATM’s won’t accept the cards nor will Pay at the pumps facility in petrol stations     Recently Sainsburys decided to exclude N26 cards for no apparent reason    
Overall I’m very happy with N26