A dangerous choice. DO NOT BANK HERE.
Customer Service is incompetent.  You will receive a different answer for the same question again and again.  

Their card replacement takes up to 15 days (they blame the 'card delivery companies').  If you want expedited delivery, that has to be 'approved' by them, based on criteria they will not reveal.  The will not mail to a foreign country (one rep told me, we are an american company and don't mail out of the USA).

My ATM card quit working for a week.  Various reasons like 'your ZIP code doesn't match' or 'you have to use an ALLPOINT ATM' all came.  Then it magically started working again.  I didn't order a new one, because the risk I might receive it in over half a month (many people it takes longer than 15 days).

Imagine dealing with the DMV. Then triple the negative parts of that experience.  You might come close to what you are going to get from N26.

Also, try to send a complaint or support request over the web interface.. you are going to get a REST error.

They are not doing any thing right.