Fingers crossed.
I'm so surprised by the amount of unhappy N26 customer reviews I've read.
I have been a N26 customer for 2 months and I have not had any issues what so ever.

Set was easy, I received the account and card very promptly, transferring and using the app is so simple. Just the fact that I have  total control myself over my account and making payments has been quick and effortless, cannot fault it 10 out of 10 from me. Hopefully this will continue.