Horrific Customer Service/Card declines
I have had the absolute worst experience with N26 since getting my debit card 2 months ago. My gym membership, spin class membership, venmo transfers, and ATM transactions all get declined and for various reasons. One came back that my zip was wrong (false, I triple checked it, made sure it was accurate on the site), the ATM said my card was expired (doesn't expire until 2024), another said my card was marked as lost or stolen...etc. 

When I contacted customer support, they researched it, then said that there were "no declined ATM transactions", basically insinuating that I made the whole thing up. Yeah, OBVIOUSLY if it spits my card out saying it's expired, there's not going to be a transaction to decline. They basically said I was entering my information wrong and offered no solutions. I've now racked up late fees with my gym membership and spin class membership, can't transfer any money out of my account, and have no help. 

Needless to say, I'm closing my account based on customer service alone.