Das N26 Konto finde ich grundsätzlich…
I think the N26 account is basically great, clear and simple user interface, clear, inexpensive with surcharge options if desired, quick and easy registration.
 The (chat) customer service could not convince me.  The employee couldn't help me directly and had therefore promised to call me back.  I didn't get it, the same thing when I sent another cover letter.  In response to repeated inquiries, I could not be given a time window in which I should receive feedback on my concern.  Only that the matter goes to a specialist department.
 Since I once worked in a call center myself, I consider this a very poor customer service, it is very important to set the right expectations with the customer in order to create clear relationships and avoid unnecessary contacts.
 But well, the cheap / fast online account must also have disadvantages.
 I don't know if you should trust this if you have a real problem, for example abroad.

Regards,

Malte