absolutly awful
bank seems non legit 
gives me the inpression of some sort pf scam/fraud.
i contacted customer service on several occasions.
once 43k euros simply dissappeared from my account. no one wanted to look into the matter and i was completly ignored, which was rather distressing considering we are talking about 43.000 euros!
the money then magically appeared back on my account after a few days
another time i contacted customer service in order to receive more information about which funds protection scheme is being used for the savings accounts.  again no one got back to me.

today i discovered that at least one of their partner banks js a scam. 
the n26 savings accpunt option suggested FBN UK bank. i contacted the bank directly and i was told they never heared about n26. i talk to several managers and each and every one assured thet fbn bank has no relation or connection to n26. i couldnt believe this and contacted n26 customer service. the person there claimed that FBN is not a partner bank but then send me a link to a document which does say fbn is a partner bank. then rhe chat log was simply closed on me. 

all this gave me the impression of some sort of fraud (def taxation fraud!).
i now moved all my funds to a different bank and close my n26 account.

even if n26 is a legit bank, their knowledge, way of operation and customer service are highly improfessional and def can NOT be trusted with your hard earned money.

its an absolutly shocking all over experience!