Not worth the stress
If the app works, it's wonderful. As soon as you have a problem it is a nightmare. I experience technical issues with the card every half year and have defaulted on rent, electricity bills etc. because of the app not opening for weeks. The fact that there is only a customer service through chat is the biggest issue. I am locked out of my account because of some updates on my phone which can't be fixed and after having spent 1,5 hours with customer service they still can't fix the issue. Things will be 'escalated to a tech team' but honestly who has time to wait a week to have access to their money? Would never use again. Not worth the stress.