Useful and affordable service
+ a great and useful service to transfer money from one country/currency to another
+ 'jars' feture - allows you to save into a virtual 'jar' for something, money are available instantly in the case you decide to take them from a jar, but until it you can't use them i.e. by paying by a debit card
+ you always know the fees and the exchange ratio before you accept an outcoming transaction in a very clear way
- some features expect you own a smatphone, but most of functionality is available in a web browser
- transaction time to a Czech account is a bit longer than I would like (approx. 24 hours)
- fee for an INCOMING transaction from a US bank is weird for me