I really like the design makes the user…
I really like the design makes the user experience really great. However, fancy is not always useful. I ran into a lot of problems not being able to receive USD payment. I think this future would be needed for a company that advertises themselves as global, for young people, mobile etc... This is really annoying and I will probably will go back to my other banks as I often receive payments in different currencies. And nobody has a single clue what the hell "transferwise" is tbh...

Yeah but nobody who sents me money would download transferwise. and tbh i would not either.