Mature, professional, tech-savy banking with excellent customer support
N26 did, at some point, go through a transitional period where they made some questionable PR calls but I really think they have matured since then and become an even better service. I have been with N26 since the early alpha invite-only days and stuck by them throughout their development, watched as the Cash26 points grew, and seen them make exciting partnerships (like the one with Transferwise) which add up to a banking experience that makes sense in the 21st century.