N26 take advantage of low balance to earn 210euros
As an Ebay seller i pay my ebay fees monthly using either my credit card or paypal balance. At that time i had added my n26 account (balance was a little above 0 to my paypal) like i do with my other banks. I had withdrew my paypal money so i pay later using the option " one time payment with credit card " .When ebay tried to charge the money from my paypal , n26 debited the amount from my account even if the balance was far less than the fees resulting in a negative balance. They contacted me telling that they will close my account and a debt collection will contact me for the debt. The debt company contacted me telling me to pay the amount i owe + 220 euros or they will file a suit against me if i dont pay in 7 days. Which bank do such things?? Which bank charges an amount on your account when your balance cant cover it?