N26 digital bank
I have been using N26 for a while now, although I had my doubts initially and find it exceptionally good. Set up in minutes, the card is shipped for free, no fees for using abroad and the app is amazing. What's not too like :) Use my code to sign up: larysak0548 I have opted for the free account for now, so make sure that you choose the option that suits you best. I would suggest opening a free account to begin with, as it's a very good alternative to traditional banking. And no charges. Hoping to make a  transition to digital banking only overtime.