This bank has ruined the lives of my…
This bank has ruined the lives of my family and I. Back in October, around the 30th, we awoke to our account being randomly closed and we were told that they would not be giving us any further information. I believe the vague reason they wrote in their email was that “we weren’t a good fit given our account usage”. Something to the effect of that. First off, this bank doesn’t have late fees, and that means that if you don’t have enough money in your account the charge is simply declined. So, with that in mind what could we have POSSIBLY DONE to warrant a response like this? Well, I’ll tell you, we enjoy using draft kings for sports betting. Which is completely legal where we live and we’ve done it since we’ve had the account so why the problem now? Well, because we actually won some money this year I guess. It doesn’t matter much now since we’re now a day away from eviction. 

Moving on, so, they sent the check containing all of the money that was in our account and the total was just over 5,000$.

Now, anyone that’s ever had a check over 5,000$ may know that they are impossible to cash without a bank account. We tried to have a friend deposit it for us but said friends bank sent us back a copy of the check and so the saga with N26 continued. 

I’ll remind everyone that the bank cancelled our account at the END OF OCTOBER which means mere days before rent is due. Great. Ya know, a great big F you from the bank, but it has now been almost 2 months since this whole thing started and we only JUST LAST WEEK got ahold of one of their supervisors who finally got the check reissued. My fiancé had called the bank no less than 100 times in the course of the month of November to try and get the check reissued or get the funds deposited into his PayPal (something they couldn’t do of course). Our only course of action if we ever got the reissued check was to take it to a payday loan place and pay over 200$ to cash the check that’s just over 5,000$. (We now owe 3,000 of it to our landlord and my fiancé has been out of work since November due to Covid since he’s in the service industry). 

Well, it’s now mid December. The supervisor for N26 said last week that the check was FINALLY reissued and should arrive within 7-10 days (WHO HAS TIME TO WAIT THIS LONG ON THE EDGE OF EVICTION!!!!)

This was last Wednesday that they allegedly mailed the check.

It is now Thursday of the next week. We got our eviction pay or get out notice last Friday. We have UNTIL TOMORROW!!!!!! 

Still. No. CHECK. Today. 

If it doesn’t come tomorrow we’re screwed. So, this is my review.
Thanks N26! I’ve never been evicted before in my life. Guess it’s one for the life experience books. F-me right? I’m a nobody in the grand scheme of things to you and your company right? Well, know this, I will tell every single person I know to tell every person they know to STAY AWAY FROM THIS BANK! 

Oh, it’s a pandemic. In case you didn’t know. 
Thanks. I’m going to go burn my N26 card now.