Excellent online bank
Excellent online bank. I'm in Spain where there is no independent regulator and consequently the banks are uniformly awful, and I needed to find an alternative after the second Spanish bank in four years started introducing charges for it's no charges account - without telling me! I am retired, just have a pension and no mortgage or insurance needs, just money in, money out.  I was looking for free banking so moving to N26 was a no-brainer, because it gave me that, a Spanish euro account ,and at a stroke removed me from having to deal with the Spanish banking sector. I'm British and the customer service in English is really helpful. The app is very well put together, and easy to use, with lots of nice features like "spaces", being able to hide the figures on the screen, as well as getting a changing total as you scroll through transactions -  very clever stuff. What is really impressive though is the customer service. When I first tried to set the account up, I had, without realising it inadvertently gone into the bit for customers with a Spanish ID, so just could not get it to work with my passport. I eventually gave up and abandonded further attempts to set up an account, concluding, (incorrectly), that N26 didn't know what they were doing. Two days later I got a call from N26 customer service, from a guy who initially addressed me in Spanish and then switched to English - I have some Spanish but English is obviously easier. He explained what had gone wrong, fixed the error after asking me if I would like to register as a UK national, and I subsequently set up the account. I can think of few banks that would proactively get in touch in this way. Since then I have had two ocassions to need customer service help where the bot couldn't provide a solution and on both occasions it has been very straightforward getting hold of someone and them dealing with things promptly. There has just been one draw-back so far, and that is that I am unable to pay my Spanish tax bill from my N26 account as N26's licence does not cover this, but presumably will in time.