A word of warning to anyone considering…
A word of warning to anyone considering N26.

No SWIFT payments. You can’t get paid from people internationally unless they use transfer wise. If you are being paid by your employer or receiving funds for a sale you cannot expect everyone to send funds via a 3rd party, adding an unnecessary 3rd person.

Live Support via chat only. Answers feel like they are template responses 99% of the time. It doesn’t feel like a bank and feels like an underpaid student with no financial qualification is on the other end.

To break free from this shambles of a company I paid 11 months N26 you @ 110 euros to leave them and it took 2 over 2 weeks for them to close my account after repeated emails and chats asking them to do so.

You could argue I should have researched before I signed up. True. But I just expected the above as a given.