Don’t use it!
Cut by deposit just randomly without a reason - then charged me fees for declined transactions. 
My girlfriend was waiting for a 7k transfer from PayPal to N26 for weeks - both parties pushing the responsibility towards the other one. 
I can only da I never experienced such issues with another bank.

Regarding the response below:

- my creditworthiness has not changed at all. Whatever the reason for the change was it has never been clearly communicated.
- my friends case had nothing to do with creditworthiness. The 7k transfer from PayPal has been completely “lost” and anyone who Google’s this case can find similar ones. Also PayPal confirmed that this is an issue of N26 and Verbraucherzentrale will be involved ASAP.