N26 is a very innovative and modern banking solution
N26 is a very innovative and modern banking solution. If you are interested in having that kind of a bank to your side, then this is definitely the bank to go. Mobile payment with Google Pay and Apple Pay, direct feedback via a very well designed mobile app and web-app and a super advanced chatbot that can pretty much answer and solve half of your concerns without even needing to talk to a real human. But if you need to, all agents I work with so far have been very competent, polite and super helpful.
But let me say that you really should want to support and ride the train of digital banking to be content with N26. It is not the best bank in the world, at least for now. It is on a very good path towards becoming it. But based on the fact that the basic account costs you literally 0$, so it's FREE, I can't tell you a reason not to create an account there and just give it a try yourself. And their Mastercards are looking pretty cool. I am very happy with my decision to use N26 as my primary bank account but it's not my one and only. Maybe in the near future.