Simply the best FX service
Rates are, as their adverts say, the one you get on Google. Their fees are literally the lowest - I've done several head-to-head comparisons and, once or twice, other services have matched Wise's fees, none have ever beaten them. And speed - Wise is far and away the quickest. My bank is slow to send to Wise, and the receiving bank is also old, big and slow, not to mention time zones and the International Date Line Unlike my former service, Wise adds minutes, not more hours or days, to the process and sends updates and estimates at every step.

Wise has lots of useful services - see their website. I really like the multi-currency debit card. You can move funds between all of these services at that "Google rate"

Wise is the best. I know, because I've checked. 

Highly recommended.