False Claims for marketing purposes......
Unfortunately although the account is easy to set up and use, I can't give it any more than a 1 star rating.  I purposely set up the account to be able to utilise direct debits and fast transfers free of charge, both of which were advertised on their website as a benefit.  Once the account was set up, it was clear that both of these claims were incorrect.  After setting up a number of direct debits with a number of different merchants in Italy, all failed to be set up correctly until N26 finally admitted after many calls that it was not possible at this time to set up direct debits in Italy.  I had a similar experience when trying to instigate an instant or fast transfer for a purchase, again as advertised on their website - when it came to it, the bonifico / transfer took a day and a half to come through to the receiving company and when I asked, they couldn't even give me a formal note or evidence of the transaction beforehand.  So all in all, if you want very basic functionality, then the account is fine.  But they clearly make a lot of promises before you open the account which they can't actually follow up on.  When I raised these concerns as a complaint via their support service, the very helpful advice provided was on how to close my account it was no longer needed - great customer service.......