Too Many Days Before Money is Available
I'll give it 2 stars because it was easy to open and the card delivery was quick. With that said, I tested it by submitting a $20 deposit on September 8. As of today, September 14, the deposit was nowhere in sight on my N26 account. According to the customer service rep, it was still pending and takes 5-8 business days to post on N26. However, it was immediately withdrawn from my account. My intention for opening a N26 account is for me to be able to transfer money for my foreign travels without incurring excessive fees and funds availability abroad. So if I need a quick transfer this is not the account for me.