Can be barely be used in The Netherlands
Though the idea is great, the card they deliver can barely be used in The Netherlands. Even though they claim that the card can be used everywhere, most Dutch stores do not accept the card and some major banks do not allow the card to be used in their ATM's.

UPDATE:
Your N26 Mastercard is accepted wherever the Mastercard logo is shown. >> In The Netherlands it is NOT.

We apologise if you are having issues using your card with some merchants. >> Not some merchant, but MOST merchants.

Have you contacted our live chat support so we can take a closer look at this with you? >> Yes, they just claim that it should work everywhere, like a regular Dutch bank card. That is simply not true. It works at Jumbo supermarkets only, all other supermarkets are refusing the card. It does not work like any other cards and can barely be used here.