It is really easy get account in N26
It is really easy get account in N26. Application has a really nice looking UI and you also have access to desktop version of the site. You also get Apple Pay integration and can use your phone/watch for purchases.

Everything works fine until you suddenly get email stating you have "substantial violation", while the only purchases you did were in groceries and several times online. You feel sad that this happened and decide to get in contact with customer support. And then you understand the full headache of having N26 account. 

Customer support does not give you any explanation on what you did wrong instead they close chat. You get angry and decide to fully close your account and delete your personal data. 

However, it turns out that customer support does not even allow you to close your account earlier. And you end with account you cannot use and support that cannot answer you anything.

Maybe someone will have better experience that me, but personally I will never recommend N26 to no-one.

[UPDATED] Unfortunately I cannot answer anything to N26 reply. Both email and online chat did not want to give any explanation, this is understandable. Though still after dozens of emails I cannot request my account to be closed earlier without any proper reason. All questions asking why this cannot be done lead to no email reply or online chat closes. Overall customer support experience is really bad.