Total Scam if you're from the US. Don't use them!!!
Worst customer service from any online bank EVER. I created a US account with them. It took weeks going back and forth over the apps chat feature (no phone access) to get my card activated, only to realize that once activated, I could not make a deposit from a US bank account. I was never able to get any money into the account or to use the account in any way. They would not cancel my account even though I made the request several times. They claim that I never responded, but I did. In the end they kept charging fees to my account and sending me emails to bring my balance current - not even possible since I could never get deposits working! So now I get a letter from a collections company! TOTAL SCAM AND AWFUL SUPPORT.