Choose the Future
Trusting of reviews is always difficult because there are always people that try to demonstrate the false with good examples. But guys, I am a Customer from  2016 so an early customer. I come from Deutsche Bank, a very old fashion bank where is super complicated and tricky to do everything. 
I discover N26 reading on a paper and I tried to trust them. 
If you try you won’t go back. Cost Are all clear, app experience is amazing and the overall bank experience is exactly how a bank should be today for busy people that works and don’t have time to go every time to the Bank branch to make operations. 
So I strongly recommend N26, and I can tell you that for all the negative review about this bank there are for sure just 2 reasons, 1st they are people from other banks trying to scam this amazing bank, 2nd There are people that actually do not read all the conditions or the advantage or disadvantage Of a specific product For them , in this example of a bank,  and maybe they are people not ready yet for this change or most truthWorthy they have different needs that a traditional bank can satisfy most, I come from italy and we have a serie of Extra operations to make payment That you need to offer, so I understand those customer, but please let’s be honest. They , N26, revolutionise the bank experience and 4 years Later traditional banks are still trying to catch up. Thank you very much N26 to have been visionary (: , your loyal customer