Bad customer service.
Verification process is shameful for N26.

They keep asking you to do things that are not in their demo video or anywhere else. Agent told me that he hears himself twice and that I should, "put on earpiece", "get a headphone", then he hang up. After calling back he started to argue with me that I need to have headphones and he doesn't hear me. I told him that demo video does not tell me that I need to have headphones and he replied to my every comment, but at the same time claimed that he doesn't hear me. I told him that problem is at his end and he needs to sort it, but he replied "Aahhh, if it's my problem, then don't call me back!" Obviously I told him to F@@K Off. Clearly he was hearing me, but choose to be rude and did not back down if I wouldn't please his will and get headphones.

I will not trust to hold my money to someone who is treating potential customers as sheeple, also would not recommend to do that to anyone.

N26 let me know how can I delete all my credentials from your system which I have supplied to you so far?