Disappointing
Disappointing 

- Lots of hidden fees (new card 6€, of course, a cheap poor quality card will break at some point - others bank issue a second card for free)
- 3 € for a return debt (my home bank where I get my sallary charges only 0,68 €)
- Once a SEPA is done you can't cancel it, even if it is a few minutes after it is done. Again, my home bank would do it in a few minutes without any hassle. 
- No real customer service. Agents have no clue what they are doing and most understand nothing about banking 


For a second account great. Never as a main bank account. It is an account to play with, not to suit your daily needs.