People write bad reviews but don't get…
People write bad reviews but don't get their trick. N26 freezes bank accounts for very soft reasons. Like when you transfer money internationally for example. Then they freeze it and guess what? The money is theirs! Your balance remains the same like it's still there but that's just an illusion. The money is gone and because you can't contact them it stays in their hands and many people don't even take action to get their balance back because they know that N26 is very hard to reach.  After writing a review they reply all the time with this text In accordance with European banking regulations, N26 must carry out regular routine compliance checks on user accounts.  Basically they misuse this license and let you fall into a trap. Basically they can close an account whenever they want. They have a mix of obvious reason and always find a way to block you when they want to. It's a scam that is involved in the wirecard scandal runned by some young muppets. The reason that they are still active is that people don't see the trick behind it. Just think about it and take action when you can!