A reliable payment firm
A reliable and convenient payment company (I personally don’t think it’s a full-fledged bank yet due still very limited number of services its offering to its customers). 

Customer service is generally fast and very helpful. The app is pretty fast and easy to use!

I recommend N26 for everyone who is looking for a simple and lean payment/card company, maybe to hold some small amount and use the card while travelling/online shopping etc. If your bank already has a good online banking system and low costs then most probably you won’t need N26.

N26 needs to bring some more innovations.