Free, but poor service! (maybe logical?)
- Poor service!
 - No mail contact adress! 
 - No german Umlauts in the notes allowed (as a german bank!) 
- To send money you have to give in ALL names of the person, as noted in the passport. Even, if this person has 6 names (i.e. "Peter Frank Wolfgang Paul Andreas Mueller"). So the support says.

Good is:
 – its free!
– a good app (but annoying, because EVERY step at the comfortable PC you have to confirm with the app, means, when doing bank business i juggling with keyboard, mouse AND mobile phone all the time)